Premises, Liability, Engineering and Work Experience
Protecting schools from additional expenditure by offering cost-effective insurance appropriate to school's specific needs.
Purpose
The County Council arranges insurance protection for schools to include policies for legal liability, personal accident, transport, buildings and equipment and engineering works. This insurance protects schools against the financial risk of unforeseen events.
The benefit of the County Council arranging insurance for all parts of the organisation is that:
- Good rates can be obtained for such extensive business with one organisation;
- Some levels of risk can be covered by the County Council rather than each establishment having to cover a large part of the claim themselves;
- The County Council can ensure cash cover for establishments whilst a claim is being settled (for instance after a large fire);
- The County Council also makes arrangements for continuity of cover when necessary (for example at the time of renewal or if an insurance company fails);
- All establishments have the benefit of easily available expert advice on insurance and risk management from the Insurance Team in Shared Services.
- In the event of a claim, the Insurance Team will liaise with Insurers, Loss Adjusters, and Solicitors on behalf of the school in order to ensure claims are dealt with swiftly and efficiently.
Performance standards & monitoring quality
To maintain a high standard of service, the service is continually monitored and evaluated through questionnaires.
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Page updated on: March 17, 2010
